Articles

Written the way we would want to read them: every statement about another vendor is a quotation from that vendor’s own pages, and every statement of law is a quotation of the statute — each with the date we read it.

Guide

Which loans RESPA reaches: 12 CFR §1024.5, the coverage section, quoted in full

The coverage section of Regulation X, the definition of "federally related mortgage loan" it is written against, six other defined terms those paragraphs use, the one official comment on the section, and the three Regulation Z comments on business-purpose credit that a rental-property loan runs into — quoted from eCFR, with the date we read them. The explanation between the quotes is ours. General information, not legal advice.

Updated September 20, 2026